{
  "dataset_id": "formules-documentees",
  "version": "1.0",
  "date_checked": "2026-09-05",
  "title": "Neuf combinaisons de taux, plafond et franchise dans deux documents",
  "scope": "Deux marques documentées, dont une brochure commerciale identifiée ; pas de classement, prix ou représentativité du marché.",
  "records": [
    {
      "id": "sante-vet-1",
      "slug": "sante-vet",
      "brand": "Santévet",
      "formula": "Light",
      "species": [
        "chien",
        "chat"
      ],
      "rate_percent": 60,
      "annual_cap_eur": 1500,
      "annual_deductible_eur": 0,
      "document_kind": "Extrait de dispositions générales",
      "source": {
        "url": "https://www.santevet.com/wp-content/uploads/2026/03/DG_-_SVFR_-_CC_-_AXA_-_AZ_-_20032026_Digital_A4.pdf",
        "reference": "DG SVFR CC AXA AZ 20032026",
        "location": "PDF p. 5, chap. 1 B ; p. 6–8, chap. 2 B à D ; p. 9, chap. 3 E",
        "checked_at": "2026-09-05"
      },
      "canonical": "https://www.animaux-assurance.com/assurances/sante-vet.html",
      "limitation": "Hors cotisation et prévention ; admission, exclusions et règles de calcul à vérifier dans les documents applicables."
    },
    {
      "id": "sante-vet-2",
      "slug": "sante-vet",
      "brand": "Santévet",
      "formula": "Confort",
      "species": [
        "chien",
        "chat"
      ],
      "rate_percent": 70,
      "annual_cap_eur": 2000,
      "annual_deductible_eur": 20,
      "document_kind": "Extrait de dispositions générales",
      "source": {
        "url": "https://www.santevet.com/wp-content/uploads/2026/03/DG_-_SVFR_-_CC_-_AXA_-_AZ_-_20032026_Digital_A4.pdf",
        "reference": "DG SVFR CC AXA AZ 20032026",
        "location": "PDF p. 5, chap. 1 B ; p. 6–8, chap. 2 B à D ; p. 9, chap. 3 E",
        "checked_at": "2026-09-05"
      },
      "canonical": "https://www.animaux-assurance.com/assurances/sante-vet.html",
      "limitation": "Hors cotisation et prévention ; admission, exclusions et règles de calcul à vérifier dans les documents applicables."
    },
    {
      "id": "sante-vet-3",
      "slug": "sante-vet",
      "brand": "Santévet",
      "formula": "Confort+",
      "species": [
        "chien",
        "chat"
      ],
      "rate_percent": 80,
      "annual_cap_eur": 3000,
      "annual_deductible_eur": 30,
      "document_kind": "Extrait de dispositions générales",
      "source": {
        "url": "https://www.santevet.com/wp-content/uploads/2026/03/DG_-_SVFR_-_CC_-_AXA_-_AZ_-_20032026_Digital_A4.pdf",
        "reference": "DG SVFR CC AXA AZ 20032026",
        "location": "PDF p. 5, chap. 1 B ; p. 6–8, chap. 2 B à D ; p. 9, chap. 3 E",
        "checked_at": "2026-09-05"
      },
      "canonical": "https://www.animaux-assurance.com/assurances/sante-vet.html",
      "limitation": "Hors cotisation et prévention ; admission, exclusions et règles de calcul à vérifier dans les documents applicables."
    },
    {
      "id": "sante-vet-4",
      "slug": "sante-vet",
      "brand": "Santévet",
      "formula": "Premium",
      "species": [
        "chien",
        "chat"
      ],
      "rate_percent": 90,
      "annual_cap_eur": 3500,
      "annual_deductible_eur": 50,
      "document_kind": "Extrait de dispositions générales",
      "source": {
        "url": "https://www.santevet.com/wp-content/uploads/2026/03/DG_-_SVFR_-_CC_-_AXA_-_AZ_-_20032026_Digital_A4.pdf",
        "reference": "DG SVFR CC AXA AZ 20032026",
        "location": "PDF p. 5, chap. 1 B ; p. 6–8, chap. 2 B à D ; p. 9, chap. 3 E",
        "checked_at": "2026-09-05"
      },
      "canonical": "https://www.animaux-assurance.com/assurances/sante-vet.html",
      "limitation": "Hors cotisation et prévention ; admission, exclusions et règles de calcul à vérifier dans les documents applicables."
    },
    {
      "id": "sante-vet-5",
      "slug": "sante-vet",
      "brand": "Santévet",
      "formula": "Optimal",
      "species": [
        "chien",
        "chat"
      ],
      "rate_percent": 100,
      "annual_cap_eur": 4000,
      "annual_deductible_eur": 75,
      "document_kind": "Extrait de dispositions générales",
      "source": {
        "url": "https://www.santevet.com/wp-content/uploads/2026/03/DG_-_SVFR_-_CC_-_AXA_-_AZ_-_20032026_Digital_A4.pdf",
        "reference": "DG SVFR CC AXA AZ 20032026",
        "location": "PDF p. 5, chap. 1 B ; p. 6–8, chap. 2 B à D ; p. 9, chap. 3 E",
        "checked_at": "2026-09-05"
      },
      "canonical": "https://www.animaux-assurance.com/assurances/sante-vet.html",
      "limitation": "Hors cotisation et prévention ; admission, exclusions et règles de calcul à vérifier dans les documents applicables."
    },
    {
      "id": "sante-vet-6",
      "slug": "sante-vet",
      "brand": "Santévet",
      "formula": "Cat Indoor",
      "species": [
        "chat"
      ],
      "rate_percent": 90,
      "annual_cap_eur": 3000,
      "annual_deductible_eur": 50,
      "document_kind": "Extrait de dispositions générales",
      "source": {
        "url": "https://www.santevet.com/wp-content/uploads/2026/03/DG_-_SVFR_-_CC_-_AXA_-_AZ_-_20032026_Digital_A4.pdf",
        "reference": "DG SVFR CC AXA AZ 20032026",
        "location": "PDF p. 5, chap. 1 B ; p. 6–8, chap. 2 B à D ; p. 9, chap. 3 E",
        "checked_at": "2026-09-05"
      },
      "canonical": "https://www.animaux-assurance.com/assurances/sante-vet.html",
      "limitation": "Hors cotisation et prévention ; admission, exclusions et règles de calcul à vérifier dans les documents applicables."
    },
    {
      "id": "generali-1",
      "slug": "generali",
      "brand": "Generali",
      "formula": "Prudente",
      "species": [
        "chien",
        "chat"
      ],
      "rate_percent": 60,
      "annual_cap_eur": 1200,
      "annual_deductible_eur": 0,
      "document_kind": "Brochure commerciale — ne remplace pas les conditions",
      "source": {
        "url": "https://www.generali.fr/sites/default/files-d8/2025-11/GA2D43C-25_FICHEWEB-Generali-sante-animal_12.2025.pdf",
        "reference": "Brochure Generali Santé Animal — GA2D43C-25, 12.2025",
        "location": "PDF p. 1, tableau des trois formules",
        "checked_at": "2026-09-05"
      },
      "canonical": "https://www.animaux-assurance.com/assurances/generali.html",
      "limitation": "Hors cotisation et prévention ; admission, exclusions et règles de calcul à vérifier dans les documents applicables."
    },
    {
      "id": "generali-2",
      "slug": "generali",
      "brand": "Generali",
      "formula": "Rusée",
      "species": [
        "chien",
        "chat"
      ],
      "rate_percent": 80,
      "annual_cap_eur": 1600,
      "annual_deductible_eur": 20,
      "document_kind": "Brochure commerciale — ne remplace pas les conditions",
      "source": {
        "url": "https://www.generali.fr/sites/default/files-d8/2025-11/GA2D43C-25_FICHEWEB-Generali-sante-animal_12.2025.pdf",
        "reference": "Brochure Generali Santé Animal — GA2D43C-25, 12.2025",
        "location": "PDF p. 1, tableau des trois formules",
        "checked_at": "2026-09-05"
      },
      "canonical": "https://www.animaux-assurance.com/assurances/generali.html",
      "limitation": "Hors cotisation et prévention ; admission, exclusions et règles de calcul à vérifier dans les documents applicables."
    },
    {
      "id": "generali-3",
      "slug": "generali",
      "brand": "Generali",
      "formula": "Avisée",
      "species": [
        "chien",
        "chat"
      ],
      "rate_percent": 90,
      "annual_cap_eur": 2000,
      "annual_deductible_eur": 60,
      "document_kind": "Brochure commerciale — ne remplace pas les conditions",
      "source": {
        "url": "https://www.generali.fr/sites/default/files-d8/2025-11/GA2D43C-25_FICHEWEB-Generali-sante-animal_12.2025.pdf",
        "reference": "Brochure Generali Santé Animal — GA2D43C-25, 12.2025",
        "location": "PDF p. 1, tableau des trois formules",
        "checked_at": "2026-09-05"
      },
      "canonical": "https://www.animaux-assurance.com/assurances/generali.html",
      "limitation": "Hors cotisation et prévention ; admission, exclusions et règles de calcul à vérifier dans les documents applicables."
    }
  ]
}