{
  "profile": "data-package",
  "name": "observatoire-assurance-sante-animale",
  "title": "Données publiques de l’Observatoire de l’assurance santé animale",
  "description": "Catalogue des observations, registres et protocoles publiés par Animaux-Assurance.com. Chaque ressource conserve son unité, sa version, sa preuve et sa limite d’interprétation.",
  "homepage": "https://www.animaux-assurance.com/donnees/",
  "version": "2.0.0",
  "created": "2026-09-04",
  "last_updated": "2026-09-05",
  "publisher": {
    "name": "Animaux-Assurance.com",
    "parent": "Semantiak",
    "url": "https://www.animaux-assurance.com/",
    "contact": "corrections@animaux-assurance.com"
  },
  "citation": "Animaux-Assurance.com, jeu cité, version indiquée, date de consultation et URL canonique. Conserver la portée et les limites de la ligne utilisée.",
  "rights": "Réutilisation éditoriale autorisée avec attribution, version, URL canonique et conservation des limites. Les marques et documents sources restent soumis aux droits de leurs titulaires.",
  "licenses": [
    {
      "name": "conditions-reutilisation-animaux-assurance",
      "path": "https://www.animaux-assurance.com/donnees/#reutilisation",
      "title": "Conditions de réutilisation : attribution, version, URL canonique et conservation des limites"
    }
  ],
  "resources": [
    {
      "name": "clauses-assurance-animaux",
      "title": "Clauses de documents officiels : franchises, carences et limites",
      "version": "1.4",
      "status": "published",
      "row_count": 11,
      "unit": "Un dossier de marque avec clauses sélectionnées et document officiel daté",
      "evidence_level": "primary-document-targeted-review",
      "canonical": "https://www.animaux-assurance.com/assurances/#garanties-verifiees",
      "limitations": "Sélection de clauses, non exhaustive. Le devis et les conditions applicables au profil restent nécessaires. Aucun prix collecté.",
      "paths": [
        {
          "path": "clauses-assurance-animaux.json",
          "format": "json",
          "encoding": "utf-8"
        },
        {
          "path": "clauses-assurance-animaux.csv",
          "format": "csv",
          "encoding": "utf-8",
          "delimiter": ";",
          "row_count": 58
        },
        {
          "path": "comparaison-clauses.csv",
          "format": "csv",
          "encoding": "utf-8",
          "delimiter": ";",
          "row_count": 11
        }
      ],
      "count_from": {
        "kind": "json-records",
        "path": "clauses-assurance-animaux.json",
        "field": "records"
      }
    },
    {
      "name": "registre-assureurs",
      "title": "Registre 2026 des sources de 26 marques",
      "version": "1.3",
      "status": "published",
      "row_count": 26,
      "unit": "Une marque et la source officielle contrôlée",
      "evidence_level": "documentary-source",
      "canonical": "https://www.animaux-assurance.com/observatoire/etat-sources-assurance-animaux-2026.html",
      "limitations": "Mesure la visibilité documentaire ; ne compare ni prix, ni garanties, ni satisfaction.",
      "paths": [
        {
          "path": "registre-assureurs.csv",
          "format": "csv",
          "encoding": "utf-8",
          "delimiter": ";",
          "row_count": 26
        },
        {
          "path": "registre-assureurs.json",
          "format": "json",
          "encoding": "utf-8"
        },
        {
          "path": "dictionnaire-registre.csv",
          "format": "csv",
          "encoding": "utf-8",
          "delimiter": ";",
          "row_count": 8
        }
      ],
      "count_from": {
        "kind": "json-records",
        "path": "registre-assureurs.json",
        "field": "donnees"
      }
    },
    {
      "name": "observations-offres-2026",
      "title": "Matrice 2026 des affirmations observées",
      "version": "1.0",
      "status": "published",
      "row_count": 64,
      "unit": "Une affirmation visible sur une source officielle et sa portée",
      "evidence_level": "C-commercial-source",
      "canonical": "https://www.animaux-assurance.com/observatoire/matrice-observations-offres-2026.html",
      "limitations": "Une observation commerciale n’est pas une garantie contractuelle validée.",
      "paths": [
        {
          "path": "observations-offres-2026.csv",
          "format": "csv",
          "encoding": "utf-8",
          "delimiter": ";",
          "row_count": 64
        },
        {
          "path": "observations-offres-2026.json",
          "format": "json",
          "encoding": "utf-8"
        }
      ],
      "count_from": {
        "kind": "json-records",
        "path": "observations-offres-2026.json",
        "field": "donnees"
      }
    },
    {
      "name": "dossiers-documentaires-assureurs",
      "title": "26 dossiers assureurs en JSON individuel",
      "version": "1.6",
      "status": "published",
      "row_count": 26,
      "unit": "Une marque, son état documentaire et ses observations attribuées",
      "evidence_level": "C-commercial-source",
      "canonical": "https://www.animaux-assurance.com/observatoire/registre-assureurs.html",
      "limitations": "Observations historiques, aide aux anciens clients et documents officiels référencés dont une brochure commerciale identifiée. Aucun devis ni classement.",
      "paths": [
        {
          "path": "registre-assureurs-index.json",
          "format": "json",
          "encoding": "utf-8"
        }
      ],
      "record_distribution_pattern": "https://www.animaux-assurance.com/donnees/assureurs/{slug}.json",
      "count_from": {
        "kind": "json-records",
        "path": "registre-assureurs-index.json",
        "field": "records"
      }
    },
    {
      "name": "sources-editoriales",
      "title": "Registre de provenance éditoriale",
      "version": "1.3",
      "status": "published",
      "row_count": 81,
      "unit": "Un périmètre éditorial relié à une source et à une limite",
      "canonical": "https://www.animaux-assurance.com/sources/",
      "limitations": "Une source de contexte ne valide pas automatiquement une formule commerciale.",
      "paths": [
        {
          "path": "sources-editoriales.csv",
          "format": "csv",
          "encoding": "utf-8",
          "delimiter": ";",
          "row_count": 81
        }
      ],
      "count_from": {
        "kind": "csv",
        "path": "sources-editoriales.csv"
      }
    },
    {
      "name": "profils-devis-2026",
      "title": "Huit profils standardisés du baromètre 2026",
      "version": "1.0",
      "status": "protocol-only",
      "row_count": 8,
      "unit": "Un profil de collecte sans prix",
      "canonical": "https://www.animaux-assurance.com/observatoire/prix-assurance-animaux-2026.html",
      "limitations": "Le fichier prépare la collecte et ne contient aucun résultat tarifaire.",
      "paths": [
        {
          "path": "profils-devis-2026.csv",
          "format": "csv",
          "encoding": "utf-8",
          "delimiter": ";",
          "row_count": 8
        }
      ],
      "count_from": {
        "kind": "csv",
        "path": "profils-devis-2026.csv"
      }
    },
    {
      "name": "referentiel-profils-races-assurance",
      "title": "Référentiel de 94 profils de comparaison par race",
      "version": "1.4",
      "status": "published",
      "row_count": 94,
      "unit": "Une race et son profil de comparaison assurantielle non médical",
      "evidence_level": "editorial-method",
      "canonical": "https://www.animaux-assurance.com/observatoire/referentiel-profils-races.html",
      "limitations": "Les catégories et scénarios servent à comparer des contrats ; ils ne mesurent ni risque médical, ni prix, ni acceptation par un assureur.",
      "paths": [
        {
          "path": "profils-races-assurance.csv",
          "format": "csv",
          "encoding": "utf-8",
          "delimiter": ";",
          "row_count": 94
        },
        {
          "path": "profils-races-assurance.json",
          "format": "json",
          "encoding": "utf-8"
        },
        {
          "path": "profils-races-index.json",
          "format": "json",
          "encoding": "utf-8"
        }
      ],
      "record_distribution_pattern": "https://www.animaux-assurance.com/donnees/profils-races/{species}-{slug}.json",
      "count_from": {
        "kind": "json-records",
        "path": "profils-races-assurance.json",
        "field": "records"
      }
    },
    {
      "name": "journal-publications",
      "title": "Journal public des versions et corrections",
      "version": "1.5",
      "status": "published",
      "row_count": 22,
      "unit": "Une publication ou correction identifiée et son impact d’interprétation",
      "evidence_level": "publication-log",
      "canonical": "https://www.animaux-assurance.com/observatoire/journal-publications.html",
      "limitations": "Le journal couvre les publications structurées ; les corrections typographiques sans effet de sens peuvent ne pas créer d’entrée.",
      "paths": [
        {
          "path": "journal-publications.csv",
          "format": "csv",
          "encoding": "utf-8",
          "delimiter": ";",
          "row_count": 22
        }
      ],
      "count_from": {
        "kind": "csv",
        "path": "journal-publications.csv"
      }
    },
    {
      "name": "modeles-decision",
      "title": "Structures vierges de comparaison et de calcul",
      "version": "1.1",
      "status": "template-only",
      "row_count": 0,
      "unit": "Une structure à remplir localement par l’utilisateur",
      "canonical": "https://www.animaux-assurance.com/donnees/",
      "limitations": "Ces fichiers ne contiennent aucune observation de marché et ne doivent jamais être comptés comme des résultats.",
      "paths": [
        {
          "path": "grille-comparaison-contrats.csv",
          "format": "csv",
          "encoding": "utf-8",
          "delimiter": ";",
          "row_count": 0
        },
        {
          "path": "journal-calcul-remboursement.csv",
          "format": "csv",
          "encoding": "utf-8",
          "delimiter": ";",
          "row_count": 0
        },
        {
          "path": "registre-reponses-assurance.csv",
          "format": "csv",
          "encoding": "utf-8",
          "delimiter": ";",
          "row_count": 0
        },
        {
          "path": "historique-contrats-modele.csv",
          "format": "csv",
          "encoding": "utf-8",
          "delimiter": ";",
          "row_count": 0
        }
      ],
      "count_from": {
        "kind": "csv",
        "path": "grille-comparaison-contrats.csv"
      }
    },
    {
      "name": "reperes-prix-publics",
      "title": "Deux prix d’appel et un service tiers : montants publics contextualisés",
      "version": "1.0",
      "status": "published",
      "row_count": 3,
      "unit": "Un montant associé à sa nature et à son passage source",
      "evidence_level": "official-commercial-page",
      "canonical": "https://www.animaux-assurance.com/observatoire/prix-assurance-animaux-2026.html",
      "limitations": "Deux espèces d’une même marque et un service tiers hors assurance ; aucune moyenne ni fourchette de marché possible.",
      "paths": [
        {
          "path": "reperes-prix-publics.json",
          "format": "json",
          "encoding": "utf-8"
        },
        {
          "path": "reperes-prix-publics.csv",
          "format": "csv",
          "encoding": "utf-8",
          "delimiter": ";",
          "row_count": 3
        }
      ],
      "count_from": {
        "kind": "json-records",
        "path": "reperes-prix-publics.json",
        "field": "records"
      }
    },
    {
      "name": "formules-documentees",
      "title": "Taux, plafonds et franchises de neuf formules",
      "version": "1.0",
      "status": "published",
      "row_count": 9,
      "unit": "Une combinaison de formule et de document",
      "evidence_level": "primary-document-targeted-review",
      "canonical": "https://www.animaux-assurance.com/assurances/#formules-documentees",
      "limitations": "Lecture ciblée, sans devis ni classement ; type du document et limites conservés.",
      "paths": [
        {
          "path": "formules-documentees.json",
          "format": "json",
          "encoding": "utf-8"
        },
        {
          "path": "formules-documentees.csv",
          "format": "csv",
          "encoding": "utf-8",
          "delimiter": ";",
          "row_count": 9
        }
      ],
      "count_from": {
        "kind": "json-records",
        "path": "formules-documentees.json",
        "field": "records"
      }
    },
    {
      "name": "criteres-choix-contrat",
      "title": "Six questions pour comparer des clauses",
      "version": "1.0",
      "status": "published",
      "row_count": 6,
      "unit": "Une question et plusieurs lectures documentées",
      "evidence_level": "primary-document-targeted-review",
      "canonical": "https://www.animaux-assurance.com/assurances/#besoins",
      "limitations": "Lecture ciblée, sans devis ni classement ; type du document et limites conservés.",
      "paths": [
        {
          "path": "criteres-choix-contrat.json",
          "format": "json",
          "encoding": "utf-8"
        },
        {
          "path": "criteres-choix-contrat.csv",
          "format": "csv",
          "encoding": "utf-8",
          "delimiter": ";",
          "row_count": 14
        }
      ],
      "count_from": {
        "kind": "json-records",
        "path": "criteres-choix-contrat.json",
        "field": "records"
      }
    },
    {
      "name": "criteres-verification-devis",
      "title": "Douze preuves pour vérifier un devis d’assurance animaux",
      "version": "1.0",
      "status": "methodology",
      "row_count": 12,
      "unit": "Une preuve attendue dans un dossier de devis",
      "evidence_level": "editorial-method",
      "canonical": "https://www.animaux-assurance.com/outils/verifier-un-devis-assurance-animaux.html",
      "limitations": "Grille de complétude déclarative ; ne note ni l’assureur, ni le contrat, ni l’adaptation à une situation individuelle.",
      "paths": [
        {
          "path": "criteres-verification-devis.json",
          "format": "json",
          "encoding": "utf-8"
        }
      ],
      "count_from": {
        "kind": "json-records",
        "path": "criteres-verification-devis.json",
        "field": "criteria"
      }
    }
  ],
  "version_history": "https://www.animaux-assurance.com/donnees/versions-donnees.csv",
  "citation_rules": "https://www.animaux-assurance.com/donnees/regles-citation.json",
  "checksums": "https://www.animaux-assurance.com/donnees/checksums.sha256"
}