{
  "profile": "data-package",
  "name": "observatoire-assurance-sante-animale",
  "title": "Données publiques de l’Observatoire de l’assurance santé animale",
  "description": "Catalogue des observations, registres et protocoles publiés par Animaux-Assurance.com. Chaque ressource conserve son unité, sa version, sa preuve et sa limite d’interprétation.",
  "homepage": "https://www.animaux-assurance.com/donnees/",
  "version": "2.2.0",
  "created": "2026-09-04",
  "last_updated": "2026-09-17",
  "publisher": {
    "name": "Animaux-Assurance.com",
    "parent": "Semantiak",
    "url": "https://www.animaux-assurance.com/",
    "contact": "corrections@animaux-assurance.com"
  },
  "citation": "Animaux-Assurance.com, jeu cité, version indiquée, date de consultation et URL canonique. Conserver la portée et les limites de la ligne utilisée.",
  "rights": "Réutilisation éditoriale autorisée avec attribution, version, URL canonique et conservation des limites. Les marques et documents sources restent soumis aux droits de leurs titulaires.",
  "licenses": [
    {
      "name": "conditions-reutilisation-animaux-assurance",
      "path": "https://www.animaux-assurance.com/donnees/#reutilisation",
      "title": "Conditions de réutilisation : attribution, version, URL canonique et conservation des limites"
    }
  ],
  "resources": [
    {
      "name": "clauses-assurance-animaux",
      "title": "Clauses de documents officiels : franchises, carences et limites",
      "version": "1.4",
      "status": "published",
      "row_count": 11,
      "unit": "Un dossier de marque avec clauses sélectionnées et document officiel daté",
      "evidence_level": "primary-document-targeted-review",
      "canonical": "https://www.animaux-assurance.com/assurances/#garanties-verifiees",
      "limitations": "Sélection de clauses, non exhaustive. Le devis et les conditions applicables au profil restent nécessaires. Aucun prix collecté.",
      "paths": [
        {
          "path": "clauses-assurance-animaux.json",
          "format": "json",
          "encoding": "utf-8"
        },
        {
          "path": "clauses-assurance-animaux.csv",
          "format": "csv",
          "encoding": "utf-8",
          "delimiter": ";",
          "row_count": 58
        },
        {
          "path": "comparaison-clauses.csv",
          "format": "csv",
          "encoding": "utf-8",
          "delimiter": ";",
          "row_count": 11
        }
      ],
      "count_from": {
        "kind": "json-records",
        "path": "clauses-assurance-animaux.json",
        "field": "records"
      }
    },
    {
      "name": "registre-assureurs",
      "title": "Registre 2026 des sources de 26 marques",
      "version": "1.3",
      "status": "published",
      "row_count": 26,
      "unit": "Une marque et la source officielle contrôlée",
      "evidence_level": "documentary-source",
      "canonical": "https://www.animaux-assurance.com/observatoire/etat-sources-assurance-animaux-2026.html",
      "limitations": "Mesure la visibilité documentaire ; ne compare ni prix, ni garanties, ni satisfaction.",
      "paths": [
        {
          "path": "registre-assureurs.csv",
          "format": "csv",
          "encoding": "utf-8",
          "delimiter": ";",
          "row_count": 26
        },
        {
          "path": "registre-assureurs.json",
          "format": "json",
          "encoding": "utf-8"
        },
        {
          "path": "dictionnaire-registre.csv",
          "format": "csv",
          "encoding": "utf-8",
          "delimiter": ";",
          "row_count": 8
        }
      ],
      "count_from": {
        "kind": "json-records",
        "path": "registre-assureurs.json",
        "field": "donnees"
      }
    },
    {
      "name": "observations-offres-2026",
      "title": "Matrice 2026 des affirmations observées",
      "version": "1.0",
      "status": "published",
      "row_count": 64,
      "unit": "Une affirmation visible sur une source officielle et sa portée",
      "evidence_level": "C-commercial-source",
      "canonical": "https://www.animaux-assurance.com/observatoire/matrice-observations-offres-2026.html",
      "limitations": "Une observation commerciale n’est pas une garantie contractuelle validée.",
      "paths": [
        {
          "path": "observations-offres-2026.csv",
          "format": "csv",
          "encoding": "utf-8",
          "delimiter": ";",
          "row_count": 64
        },
        {
          "path": "observations-offres-2026.json",
          "format": "json",
          "encoding": "utf-8"
        }
      ],
      "count_from": {
        "kind": "json-records",
        "path": "observations-offres-2026.json",
        "field": "donnees"
      }
    },
    {
      "name": "dossiers-documentaires-assureurs",
      "title": "26 dossiers assureurs en JSON individuel",
      "version": "1.6",
      "status": "published",
      "row_count": 26,
      "unit": "Une marque, son état documentaire et ses observations attribuées",
      "evidence_level": "C-commercial-source",
      "canonical": "https://www.animaux-assurance.com/observatoire/registre-assureurs.html",
      "limitations": "Observations historiques, aide aux anciens clients et documents officiels référencés dont une brochure commerciale identifiée. Aucun devis ni classement.",
      "paths": [
        {
          "path": "registre-assureurs-index.json",
          "format": "json",
          "encoding": "utf-8"
        }
      ],
      "record_distribution_pattern": "https://www.animaux-assurance.com/donnees/assureurs/{slug}.json",
      "count_from": {
        "kind": "json-records",
        "path": "registre-assureurs-index.json",
        "field": "records"
      }
    },
    {
      "name": "sources-editoriales",
      "title": "Registre de provenance éditoriale",
      "version": "1.4",
      "status": "published",
      "row_count": 45,
      "unit": "Un périmètre éditorial relié à une source et à une limite",
      "canonical": "https://www.animaux-assurance.com/sources/",
      "limitations": "Une source établit uniquement le point et le périmètre indiqués ; aucune source de race ne valide un diagnostic ou une prise en charge.",
      "paths": [
        {
          "path": "sources-editoriales.csv",
          "format": "csv",
          "encoding": "utf-8",
          "delimiter": ";",
          "row_count": 45
        }
      ],
      "count_from": {
        "kind": "csv",
        "path": "sources-editoriales.csv"
      }
    },
    {
      "name": "profils-devis-2026",
      "title": "Huit profils standardisés du baromètre 2026",
      "version": "1.0",
      "status": "protocol-only",
      "row_count": 8,
      "unit": "Un profil de collecte sans prix",
      "canonical": "https://www.animaux-assurance.com/observatoire/prix-assurance-animaux-2026.html",
      "limitations": "Le fichier prépare la collecte et ne contient aucun résultat tarifaire.",
      "paths": [
        {
          "path": "profils-devis-2026.csv",
          "format": "csv",
          "encoding": "utf-8",
          "delimiter": ";",
          "row_count": 8
        }
      ],
      "count_from": {
        "kind": "csv",
        "path": "profils-devis-2026.csv"
      }
    },
    {
      "name": "referentiel-profils-races-assurance",
      "title": "Référentiel de 94 profils de comparaison par race avec identité officielle",
      "version": "3.1",
      "status": "published",
      "row_count": 94,
      "unit": "Une race et son profil de comparaison assurantielle non médical",
      "evidence_level": "editorial-method",
      "canonical": "https://www.animaux-assurance.com/observatoire/referentiel-profils-races.html",
      "limitations": "La référence FCI ou LOOF identifie une race ou la portée d’une appellation. Les éventuels repères de dépistage décrivent un référentiel de sélection, jamais un diagnostic, un risque individuel, un prix ou une acceptation.",
      "paths": [
        {
          "path": "profils-races-assurance.csv",
          "format": "csv",
          "encoding": "utf-8",
          "delimiter": ";",
          "row_count": 94
        },
        {
          "path": "profils-races-assurance.json",
          "format": "json",
          "encoding": "utf-8"
        },
        {
          "path": "profils-races-index.json",
          "format": "json",
          "encoding": "utf-8"
        }
      ],
      "record_distribution_pattern": "https://www.animaux-assurance.com/donnees/profils-races/{species}-{slug}.json",
      "count_from": {
        "kind": "json-records",
        "path": "profils-races-assurance.json",
        "field": "records"
      }
    },
    {
      "name": "reperes-depistage-races-assurance",
      "title": "Repères officiels de dépistage par race et lecture assurantielle",
      "version": "1.0",
      "status": "published",
      "row_count": 31,
      "unit": "Une race, le repère publié par l’organisme cité et sa limite d’interprétation",
      "evidence_level": "breed-organisation-reference",
      "canonical": "https://www.animaux-assurance.com/guides/assurance-maladies-hereditaires.html#reperes-depistage-races",
      "limitations": "Sélection avant reproduction ou tests reconnus sur les documents généalogiques ; aucune prévalence, aucun diagnostic et aucune prise en charge déduite.",
      "paths": [
        {
          "path": "depistages-races-assurance.json",
          "format": "json",
          "encoding": "utf-8"
        },
        {
          "path": "depistages-races-assurance.csv",
          "format": "csv",
          "encoding": "utf-8",
          "delimiter": ";",
          "row_count": 31
        }
      ],
      "count_from": {
        "kind": "json-records",
        "path": "depistages-races-assurance.json",
        "field": "records"
      }
    },
    {
      "name": "journal-publications",
      "title": "Journal public des versions et corrections",
      "version": "1.8",
      "status": "published",
      "row_count": 25,
      "unit": "Une publication ou correction identifiée et son impact d’interprétation",
      "evidence_level": "publication-log",
      "canonical": "https://www.animaux-assurance.com/observatoire/journal-publications.html",
      "limitations": "Le journal couvre les publications structurées ; les corrections typographiques sans effet de sens peuvent ne pas créer d’entrée.",
      "paths": [
        {
          "path": "journal-publications.csv",
          "format": "csv",
          "encoding": "utf-8",
          "delimiter": ";",
          "row_count": 25
        }
      ],
      "count_from": {
        "kind": "csv",
        "path": "journal-publications.csv"
      }
    },
    {
      "name": "modeles-decision",
      "title": "Structures vierges de comparaison et de calcul",
      "version": "1.1",
      "status": "template-only",
      "row_count": 0,
      "unit": "Une structure à remplir localement par l’utilisateur",
      "canonical": "https://www.animaux-assurance.com/donnees/",
      "limitations": "Ces fichiers ne contiennent aucune observation de marché et ne doivent jamais être comptés comme des résultats.",
      "paths": [
        {
          "path": "grille-comparaison-contrats.csv",
          "format": "csv",
          "encoding": "utf-8",
          "delimiter": ";",
          "row_count": 0
        },
        {
          "path": "journal-calcul-remboursement.csv",
          "format": "csv",
          "encoding": "utf-8",
          "delimiter": ";",
          "row_count": 0
        },
        {
          "path": "registre-reponses-assurance.csv",
          "format": "csv",
          "encoding": "utf-8",
          "delimiter": ";",
          "row_count": 0
        },
        {
          "path": "historique-contrats-modele.csv",
          "format": "csv",
          "encoding": "utf-8",
          "delimiter": ";",
          "row_count": 0
        }
      ],
      "count_from": {
        "kind": "csv",
        "path": "grille-comparaison-contrats.csv"
      }
    },
    {
      "name": "reperes-prix-publics",
      "title": "Deux prix d’appel et un service tiers : montants publics contextualisés",
      "version": "1.0",
      "status": "published",
      "row_count": 3,
      "unit": "Un montant associé à sa nature et à son passage source",
      "evidence_level": "official-commercial-page",
      "canonical": "https://www.animaux-assurance.com/observatoire/prix-assurance-animaux-2026.html",
      "limitations": "Deux espèces d’une même marque et un service tiers hors assurance ; aucune moyenne ni fourchette de marché possible.",
      "paths": [
        {
          "path": "reperes-prix-publics.json",
          "format": "json",
          "encoding": "utf-8"
        },
        {
          "path": "reperes-prix-publics.csv",
          "format": "csv",
          "encoding": "utf-8",
          "delimiter": ";",
          "row_count": 3
        }
      ],
      "count_from": {
        "kind": "json-records",
        "path": "reperes-prix-publics.json",
        "field": "records"
      }
    },
    {
      "name": "formules-documentees",
      "title": "Taux, plafonds et franchises de neuf formules",
      "version": "1.0",
      "status": "published",
      "row_count": 9,
      "unit": "Une combinaison de formule et de document",
      "evidence_level": "primary-document-targeted-review",
      "canonical": "https://www.animaux-assurance.com/assurances/#formules-documentees",
      "limitations": "Lecture ciblée, sans devis ni classement ; type du document et limites conservés.",
      "paths": [
        {
          "path": "formules-documentees.json",
          "format": "json",
          "encoding": "utf-8"
        },
        {
          "path": "formules-documentees.csv",
          "format": "csv",
          "encoding": "utf-8",
          "delimiter": ";",
          "row_count": 9
        }
      ],
      "count_from": {
        "kind": "json-records",
        "path": "formules-documentees.json",
        "field": "records"
      }
    },
    {
      "name": "criteres-choix-contrat",
      "title": "Six questions pour comparer des clauses",
      "version": "1.0",
      "status": "published",
      "row_count": 6,
      "unit": "Une question et plusieurs lectures documentées",
      "evidence_level": "primary-document-targeted-review",
      "canonical": "https://www.animaux-assurance.com/assurances/#besoins",
      "limitations": "Lecture ciblée, sans devis ni classement ; type du document et limites conservés.",
      "paths": [
        {
          "path": "criteres-choix-contrat.json",
          "format": "json",
          "encoding": "utf-8"
        },
        {
          "path": "criteres-choix-contrat.csv",
          "format": "csv",
          "encoding": "utf-8",
          "delimiter": ";",
          "row_count": 14
        }
      ],
      "count_from": {
        "kind": "json-records",
        "path": "criteres-choix-contrat.json",
        "field": "records"
      }
    },
    {
      "name": "criteres-verification-devis",
      "title": "Douze preuves pour vérifier un devis d’assurance animaux",
      "version": "1.0",
      "status": "methodology",
      "row_count": 12,
      "unit": "Une preuve attendue dans un dossier de devis",
      "evidence_level": "editorial-method",
      "canonical": "https://www.animaux-assurance.com/outils/verifier-un-devis-assurance-animaux.html",
      "limitations": "Grille de complétude déclarative ; ne note ni l’assureur, ni le contrat, ni l’adaptation à une situation individuelle.",
      "paths": [
        {
          "path": "criteres-verification-devis.json",
          "format": "json",
          "encoding": "utf-8"
        }
      ],
      "count_from": {
        "kind": "json-records",
        "path": "criteres-verification-devis.json",
        "field": "criteria"
      }
    }
  ],
  "version_history": "https://www.animaux-assurance.com/donnees/versions-donnees.csv",
  "citation_rules": "https://www.animaux-assurance.com/donnees/regles-citation.json",
  "checksums": "https://www.animaux-assurance.com/donnees/checksums.sha256"
}